Staff currently has helped develop our MarketSocial Communities. We will be expanding to include new SmartMoni Platform and all its features and benefits. This will include the instant payment platform, loyalty and plus alerts as a result of data feeds from promotions social and commerce. In addition, the new SmartMoni MoniPlus Card and functionality. The SmartMoniCenter where all services will be available and also provided to our Country Level Partners for local service and deliver.